We find the errors dragging your score down, dispute what's inaccurate or unverifiable, and coach you into the 700s — and keep you there.
Our services cover every part of the journey — from cleanup to long-term strategy.
Our team provides personalized assistance for disputing inaccuracies on your credit report — drafting dispute letters, guiding you through supporting documentation, and following up with the bureaus until issues are resolved.
Customized plans built around your needs: strategies for improving credit utilization, managing debt repayment, and enhancing overall credit behavior — plus ongoing monitoring and periodic reviews to track progress.
From detailed credit analysis to ongoing monitoring, we provide comprehensive support throughout your entire credit improvement journey.
Our clients consistently see significant improvements in their credit scores, reflecting our commitment to delivering effective, honest solutions.
You don't have to sort it out by yourself. We review every line, tell you exactly what's hurting your score, and build the plan to fix it.
Credit repair isn't magic — it's method. Here's exactly what happens from the day you join, and what we can (and can't) do.
Pick your plan and check out securely. We pull your full credit file from Experian, Equifax, and TransUnion so we're working from the same picture the lenders see.
A specialist reviews every account, inquiry, and collection — flagging errors, duplicates, outdated entries, and anything the bureaus can't verify. You get a plain-English summary of what's hurting your score.
We prepare and submit challenges to the bureaus and, where it helps, directly to creditors. Every letter is tracked so nothing slips.
By law the bureaus must investigate. Items that can't be verified come off. We log each result in your dashboard and update your score trend.
We keep challenging what's left and coach you on the habits — utilization, payment timing, new credit — that push you past 700 and hold you there.
Many members see the first changes after the initial 30–45 day investigation cycle. Bigger moves build over several months as more items are resolved. Everyone's file is different, so timelines vary.
No — and be cautious of anyone who does. We can't guarantee a specific score. What we can promise is diligent, transparent work on every item that's inaccurate or unverifiable.
Yes, anytime, with no long-term contract. You keep access through the end of your billing month.
Absolutely — you have the right to dispute directly with the bureaus at no cost. Members hire us for the drafting, tracking, follow-up, and coaching so they don't have to manage it all.
Real progress takes months, not days. Here's what our members' scores tend to do — and a few of their stories.*
"I never thought I'd see my score in the 700s again — until I found 700andbetter.com. They disputed inaccurate items and gave me a realistic plan. Within six months I went from 582 to 731, and just got approved for my first home loan. This service changed my life!"
"What I appreciated most was how straightforward and honest they were. No false promises — just a clear strategy and consistent communication. Every single month I saw progress. I'm now financially confident and back in control."
"After a breakup and job loss, my credit was in bad shape. They treated me with compassion, educated me, held me accountable, and celebrated every win. My score improved 124 points, and I finally feel hopeful again."
Pick the bundle that fits. Each has a one-time initial setup & review fee, then a flat monthly rate. Cancel the monthly anytime — no long-term contract.
Select a bundle and check out securely with PayPal or a card. Your setup fee and first month are billed today.
Your one-time setup & review fee and your first month are billed today. The monthly rate then recurs on the same date each month. You can cancel the monthly anytime and keep access through the end of the current month.
Each bundle has a one-time initial setup & review fee — $299 (Essential), $499 (Advanced), or $699 (Premium) — charged with your first payment. After that it is just the flat monthly rate, with no hidden charges.
Yes. Upgrade or downgrade anytime from your member dashboard; the change applies to your next billing cycle.
In the live site, this launches the PayPal payment window for the Advanced Credit Correction Bundle ($628.00 due today).